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XLF Financial Select Sector SPDR Fund
XLF is a Financials ETF issued by State Street. It tracks the S&P 500 Financials index, costs 0.12% a year, and launched in December 1998.
Composition last reviewed 2026-09-08; assets as of 2026-09-24.
Key facts
| Ticker | XLF |
|---|---|
| Full name | Financial Select Sector SPDR Fund |
| Issuer | State Street |
| Category | Financials |
| Sub-category | S&P Sector |
| Index tracked | S&P 500 Financials |
| Expense ratio | 0.12% |
| Assets under management | $51.55bn |
| Inception | 22 December 1998 |
| Asset class | Equity |
| Region | US |
Sector allocation
- Financials100%
Geographic exposure
United States vs international
- United States98%
- International (ex-US)2%
Top 10 holdings
- 1Berkshire Hathaway
- 2JPMorgan Chase
- 3Bank of America
- 4Visa
- 5Mastercard
- 6American Express
- 7Wells Fargo
- 8Goldman Sachs
- 9UnitedHealth
- 10Charles Schwab
Frequently asked
What is XLF's expense ratio?
Financial Select Sector SPDR Fund charges 0.12% a year — $12 on a $10,000 holding.
What index does XLF track?
Financial Select Sector SPDR Fund tracks the S&P 500 Financials index.
How large is XLF?
Our dataset puts XLF at about $51.55bn in assets under management (as of 2026-09-24). Assets move with markets and flows, so treat this as a snapshot rather than a current figure.
What are XLF's largest holdings?
The 10 largest holdings in our dataset are Berkshire Hathaway, JPMorgan Chase, Bank of America, Visa, Mastercard, American Express, Wells Fargo, Goldman Sachs, UnitedHealth and Charles Schwab.
Where is XLF invested?
Roughly 98% of the fund sits in the United States and 2% outside it.